You're Pricing Risk
Without the Full Picture
Vehicle damage claims are directly correlated with road conditions—but most underwriting models treat road quality as a black box. You know location matters, but do you know which specific roads are destroying your policyholders' vehicles?
What You Know Today
What's Possible
Road Conditions Are
A Leading Indicator
Claim Correlation
Studies show strong correlation between road quality indices and vehicle damage claim frequency. Poor roads = more claims.
Geographic Precision
Not all roads in a ZIP code are equal. RoadPulse data identifies high-risk micro-corridors within your coverage areas.
Temporal Patterns
Road conditions change seasonally and degrade over time. Static data misses the dynamics that drive claims.
Road Intelligence
Applications
Risk Assessment
Incorporate road condition data into underwriting models. Score geographic risk with road-level granularity. Price policies more accurately based on actual exposure.
Claims Validation
Verify road conditions at the time and location of reported incidents. Identify patterns suggesting fraud. Validate or challenge claims with objective data.
Loss Prevention
Identify high-risk corridors and proactively advise policyholders. Partner with municipalities on road improvement priorities. Reduce claims through prevention.
Portfolio Analysis
Understand road condition exposure across your entire book. Model the impact of infrastructure changes. Identify geographic concentrations of road-related risk.
Road Intelligence,
Delivered Your Way
API Access
Real-time road condition queries by coordinates or address. Integrate directly into your underwriting workflows.
Batch Data
Regular exports of road condition data for your analysis. Feed into existing actuarial models and data lakes.
Custom Analytics
Bespoke analysis and reports for your specific needs. Our data science team works with yours.
Data You Can Trust
Coverage
Currently monitoring road networks in Switzerland and Massachusetts, with expansion planned across Europe and North America.
Accuracy
90%+ detection accuracy for potholes, validated against ground truth surveys. Confidence scores provided for every data point.
Freshness
Continuous data collection. Most road segments updated weekly or more frequently in active monitoring areas.
Methodology
Sensor-based detection using inertial measurement units. Correlation with satellite imagery for enhanced accuracy.
Enterprise-Ready Integration
API Specifications
Data Formats
Compliance
See the Data
Before You Commit
We offer data pilots for qualified insurance partners. Test our road condition data against your claims history. Validate the correlation. Make informed decisions.
Pilot Includes
Flexible Partnership Structures
Data License
Straightforward data access licensing. Pay for the data you need. Scale as your usage grows.
Joint Development
Co-develop risk models using road condition data. Shared investment, shared insights.
Strategic Partnership
Deep integration into your products. Co-marketing opportunities. Preferred data economics.
Every insurer is different. Let's design a partnership that works for you.
Better Data.
Better Decisions.
Explore how road condition intelligence can enhance your risk capabilities.